Results for the Danish participants in the EU-wide stress test 2023
Danske Bank, Nykredit, Jyske Bank, and Sydbank have participated in the EU-wide stress test 2023, which is coordinated by the European Banking Authority (EBA). The stress test is very severe and leads to a significant depletion in the banks’ capital ratios. For Danske Bank and Jyske Bank the decrease is of a magnitude such that the institutions have to make use of the capital conservation buffer over the three-year adverse scenario. Nykredit and Sydbank comply with capital requirements, but with modest excess capital. All institutions fulfil their solvency need with a comfortable margin.